The claims process is not as easy as it should be !! Denied a claim for a test that was done previously and paid for ! States it was a pre-existing condition ! Was not a pre-existing condition prior to enrollment ! In order to appeal their decision, I have to send in a list of paperwork and a personal vet note ! They already have all this information. They should just be able to review the case ! Not an easy streamlined process !

I would not recommend Pets Best. What was advertised versus what they actually cover is very different. My experience is pet insurance with Pets Best is a scam. They purposely make the fine print unclear and have basically denied every claim saying it is not covered even spaying or medication is being denied. It was a waste of money to sign up. Their policy is not clear and the amount of time it takes them to process a claim is easily delayed 2 months. Don’t waste your time or money. Use the Costco pet insurance instead.

My dog was limping after long walks so I assumed something was wrong. I prepared for the worst by getting insurance in June 2024 that cover hip dysplasia and knee surgeries. My dog needed a TPLO surgery, it took place in November 2024. Surgery went great and filed the claim. December I call to check on the funds, Pets Best says, "You have to wait 6 months before any surgical procedures can be claimed. You are 1 month to early!"

I filed a claim under illness and allergies that it is covered supposedly by Petsbest, after taking my Dog to the vet showing skin allergies and got a prescription for it. After filing the claim it took like 3 weeks to get an email back saying "sorry for the delay, we are processing your claim now" then after another week I got denied on the claim. They just waste my time holding the claim for another month to get another monthly payment and then denied the claim. Be careful read before picking a pet insurance. And totally skip Petsbest scams!

Beware! The application process is easy and the claim filing process is easy. For the first 2 years the policy premiums were reasonable. But I just got my renewal for the upcoming year. Shockingly, my annual premium increased 55%! When I called to inquire, the representative was very nice BUT couldn't really give me a reason for such a huge increase. She said it was based on my zip code, my dog breed and she stated that the cost of claims were increasing. This puzzled me as they knew my zip code and dog breed when they issued the policy. Additionally, my deductible is $500 and I barely met that this year. When I inquired further she said that some zip codes only had their premiums increase by under 20%. What the heck?? When I asked for historical information as to what past premium increases had been, she couldn't answer the question. Now that's rich. A 55% premium increase. That truly makes the policy almost unsustainable. I feel duped by getting a policy with them! i feel like I was lured in and that they knew all along they were going to push a HUGE premium increase on me at a later date. My only advise to potential customers is BEWARE!! I encourage potential customers to shop around....

I was a customer for PETS BEST Insurance for 8 years, paying a monthly fee of 98 dollars, every year we had one or two small claims and it took them up to two months to reimburse me. Well my dog turn 8 years old and I received a letter informing that the new dues had increased 200%, from 98 dollars to 305 dollars! The reason was Doctors fees and inflation! If that is not obscene I don't know what is! They force you to cancel your policy because your dog is gettin old and they don't want to cover it!, it is not profitable! I spent 9,408 dollars in 8 years with minimum claims, my dog is in great shape, but because his age and breed is not longer viable for them, they decided to increase the monthly fee to an unreasonable amount. Don't hire this company, find out another company that is not going to dump you because your dog is getting old! Shame on them!

Easy to file but no movement on reimbursement. Disappointed

The policy language is so vauge, that it allows much to be interpreted by Pet's Best. After being loyal customers for almost five years, we are hit with claim denial after claim denial. Who knew a dog aspirating on liquid (drinking too quickly) would not be considered an accidental injury? The veterinary medical books certainly say so, but the experts at Pet's Best were quick to slap the denial stamp down. Don't give up on claim denials; try your appeal and if they continue to deny, file a complaint with your State Department of Insurance. We must hold these companies accountable for collecting our premiums but refusing to pay claims. Do yourself a favor and just move the money that you would spend on inflated premiums into a high yield savings account. At least then, you'll be confident that the bill will be paid.

The insurance is ok. I will be shopping around. There's too many things that get applied to deductible and are over the yearly limit.

Make sure u sit through and read every single fine print. They make you pay for the insurance up front which is understandable but don't even think about submitting a claim for the first month it will be denied as they claim to have a waiting period before u can even use their services