All they do is raise premiums when you're in too deep. And, like most insurers, they love denying claims. I regret not just saving the money in an interest-bearing account. 100% not worth it.

Haven’t got any eligible letters back only ineligible. Gosh I pay a lot of money every month what do they cover?

Monthly price increase of $50 starting in June 2025!!! Crazy amount to increase!!

Trupanion refused coverage for an ear infection for my dog, claiming that for him, ear infections are a pre-existing condition. His ear infection was mild, easily treatable, and was not a chronic occurrence. But they stated that they would never cover ear infection treatment now or in the future. Do not pay for their product, it is a scam.

We had a $500 deductible with my dog’s insurance, and every time she needed care, we had to pay out of pocket. One night, we had an emergency and the $300 visit wasn’t covered because emergencies aren’t covered. On top of that, they raised my premium from $115 to $160 in just one year without notifying me. They’re such a rip-off! If you need pet insurance, go with Costco Pet Insurance – they cover all visits. I will never recommend Trupanion to anyone.

You have become increasing more difficult to deal with. Not linking claims appropriately & trying not to cover things you should be. Making me waste time to call & sit on hold then to argue with someone. I will NOT be getting Trupanion again!!! We will be choosing another company for sure when we expand our fur family. Trupanion sucks.

They raise their prices all the time. If you have a French Bulldog, good luck. I now pay $250 a month for his insurance. Increased it $50 dollars a month and they say it’s not because of claims which is BS.

Very expensive monthly fee; and Trupanion would not honor one of my former claims even though it was appealed by my vet. My vet said my dog had an ear infection with no sign of allergies at the time of the exam. She said Trupanion only assumed it was.

Horrible. Use any other pet insurance. I bought trupanion starting in 2011 for my 6 month old puppy. In the last 14 years Trupanion had covered NONE of her medical expenses. This includes knee surgery, when she was stabbed by a human 7 times, nor dental disease (just to name a few). This year my monthly premium jumped from $75/month to $120/month with no notice nor contact telling me this change would occur. Go with any other pet insurance. Trupanion is absolutely horrible!

They say they're the 'honest' insurance company, which makes the dishonesty worse. I moved a few blocks, using the same vet, and they increased my monthly deductible. The costs to them didn't change, only the cost to me went up. This isn't right. Every time I file a claim, >50% of the expenses don't count towards the lifetime deductible. UPDATE: DOWNGRADE. 2 stars -> 1 star. Trupanion asked me to reach out. I reached out. They said they could reduce my coverage to get my cost down. That missed the point and wasted my time.