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Medicare - We're my HIPAA rights violated? Medical info sent to wrong address.
Location: Indiana
I have just been informed that my son's great grandma (who has never ever had her address used for our Medicare nor been approved to know anything about his or my medical info) has been receiving all of our Medicare information.
I have over 5 letters for both him and I in regards to our benefit explanations, they even stopped his benefits and I had no idea!!! I'm upset because he has an upcoming appointment very soon for his 18 month check up and I don't even know if he will be covered by then.
I have no idea how they even got her address. She recently moved, and I didn't even know her new address. But somehow, they have all went to her.
I'm so confused as to how this has happened?! And I'm really mad that she had (if she chose to open the mail, but she did not open any of it) complete access to our information like that.
What can I do about this? I plan on calling Medicare tomorrow but I really think this is a huge issue and I'm pissed honestly.
Healthy Paws - Response from Healthy Paws CEO & Update (Beyond Massive Premium Increase)
Attaching the response(s) from Healthy Paws' CEO and team, including mine back.
You can't make this stuff up....
Original context:
Protected Since: 06/08/2011
• Current Monthly Premium: $431.58
• New Monthly Premium Starting in 63 Days: $1,207.12
Oh- and they limited comments on their Instagram after I have been posting this increase there too.
Erie Insurance - Erie Insurance Rate Hike 2025
Got the new 2025 Auto Insurance invoice from Erie Insurance. The only thing I can figure is one of my adult sons hit an unknown object lying in the middle of the turnpike late at night that resulted in some damage to one of our cars. It wasn't anyone's fault and Erie ended up paying out about $3,500 for repairs. But I don't think that justifies such a huge rate increase for each vehicle!!!
**Anyone else get huge price jumps from Erie Insurance?**
\_\_\_\_\_\_\_\_\_2013 Accord| 2010 LaCrosse| 2013 Sienna| 2021 Accord| 2017 Accord|
2024 Cost| $ 436.00| $ 207.00| $ 326.00| $ 368.00| $ 371.00|
2025 Cost| $ 634.00| $ 337.00| $ 733.00| $ 699.00| $ 596.00|
% Increase\_\_\_\_\_\_+45%\_\_\_\_\_\_\_\_\_+63%\_\_\_\_\_\_\_\_+125%\_\_\_\_\_\_\_\_+90%\_\_\_\_\_\_\_\_+61%
Pets Best - Pets Best Claim Time
For those of you with Pets Best, how long does it usually take for them to finish reviewing a claim? I feel like they are taking forever lately.
Healthy Paws Pet Insurance - Healthy Paws Pet Insurance: From Great to Greedy – Stay Away!
I’ve had my two dogs insured with Healthy Paws for almost a decade, and at first, it seemed like a great choice, claims were really easy, they seemed like they cared by sending good will messages after a claim etc. Monthly premiums started at around $30–$40 per pet, then slowly crept up—$50, $70, $90. It was annoying but manageable, thought it was normal as dogs aged and there was also inflation.
Then, things went off the rails, I think it's because they were acquired by a bigger company (that's my speculation tho). My premium was already high at around \~$250/month for both dogs, but now they want **\~$550/month**— more than double overnight! No new benefits, no explanation, just pure corporate greed.
It’s clear they’re taking advantage of longtime customers with older pets, knowing we have fewer options due to pre-existing conditions. It’s a disgusting, predatory practice. They assume people won’t leave, but I’d rather pay another company—even if it costs more—than reward this behavior.
**I'd say avoid Healthy Paws at all costs.**
Also if anybody had changed insurances at a similar point and were happy after please let me know!
Embrace - State Based Premium Increases
I have recently had a 117% premium increase from Embrace. One of their justifications was the state I lived in, CA. I’m curious what other states have had such egregious increases ( regardless of company).
Gap insurance - Insurance, Lienholder, Gap insurance dilemma 😓
Hello, I was involved in an accident and I’m currently waiting to be reimbursed by the insurance of the person who hit my car (the 3p insurance). However their policy limit doesn’t cover how much my car is worth. I am trying to retain the car as salvaged because it is my only source of transportation. The 3p insurance is sending the lienholder $15,000 (customer’s policy limit) but the remaining balance is mine to cover ($6,380). However my lienholder says they won’t send the letter of guarantee to the insurance until the remaining balance is covered ($6,380) meaning the 3p insurance cannot send the $15,000. I have gap insurance and I expected them to cover the remaining balance but they said they won’t pay until the $15,000 is sent from the 3p insurance and they see the letter of guarantee. Does anyone know if there is a workaround where I keep the vehicle having to pay ($6,380) out of pocket? Please let me know. Thanks!
Turo - Rental company trying to collect on damage I did not cause
Location: Georgia
I rented a car in canada, but am a US citizen living in Georgia. The rental company (Turo) is claiming damage that I did not cause and wants me to pay. They say if I do not pay they will “send it to collections”. The company does also exist in the US, but since the rental was in canada, do they have any ability to try and collect from me?
Healthy Paws - Healthy Paws no more - 433% rate hike
Normally don't rant except to the company themselves and my circle, but this deserves public comment. We've had insurance for our dog since she was 8 weeks old with Healthy Paws, and she's now 9. Monthly rates have steadily increased and most recent was $86.06. **JUST RECEIVED NOTICE OF INCREASE TO $372.77 PER MONTH!!** Mind you, this is a healthy dog. In 9 years I think we had one small claim. Buyer beware.
Lyft - Hit by a Hertz Rental Car Driver who was driving for Lyft at time of accident - what do I do next?
I was hit by a Lyft driver back on 11/17/2024. They didn’t check their blind spot and merged into me on the freeway. My car’s front bumper is cracked and messed up, I had to change that tire, and my windshield wiper fluid tank is cracked.
I don’t have proof of the accident but I filed a police report as soon as the incident happened and I recorded the situation right after. I think it’s very obvious (from the damages and location of the accident) that her car hit my car.
This problem became complicated because they were using a Hertz rental vehicle, not their own car.
The driver gave me their insurance information and she claimed that she bought “extra insurance” to cover incidents. I come to find out, her Hertz insurance doesn’t cover the incident because she was driving for Lyft?
And Lyft is now saying, “If we agree to pay for some or all of your property damage on behalf of
our policyholder, we will only consider reasonable rental expenses, for a vehicle
comparable to the damaged vehicle, and/or reasonable storage expenses for
reimbursement.”
Does this mean they will not be paying for any of my actual damages??
I unfortunately do not have collision coverage, I only have California state minimum requirement. I’m looking to switch but full coverage was just way out of my budget at the moment ($400+ per month).
Please help :( I don’t really know what to do next. I’d appreciate any advice!!
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