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Top Insurance Companies
Ranked by Complaint Relativity
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APOLLO GLOBAL MGMT 26.19
SENTRY 32.66
BCBS OF MI 40.72
Spot - I recently file 2 claims for our dog
I recently file 2 claims for our dog. One for over $700 & one for around $300.I reviewed the claims and I’m only getting back around $400!! Not happy! I’ve been paying monthly payments for about 3 years now! Not happy with those results! I will be canceling your services due to that result!!
Trupanion - Seriously horrible
Seriously horrible. They not only wouldn't cancel our insurance when asked but refused to cancel it after our poor puppy was tragically killed. These folks should be in jail.
Embrace - You were once a great company
You were a great company. But when a company jumps from $600/yr to $1200, that's robbery. And one of my cats has never taken a cent from you. Never used up his deductible. The other cat was sick but - for the healthy one - I interviewed other companies that offer exactly what you do and they were $430 approx. So there is absolutely no good reason to stay with you. Unfortunately, my sick cat will have to stay because of his exiting conditions. But I would never bring a new cat to you. There is one company that with take pre-existing conditions at a great price but the first year you must go without any coverage for the pre-existing - and then you can get all the benefits.
Pets Best - Don't Buy This Insurance - it's a SCAM
They have no customer service you can constantly try to get in touch with somebody and they will be totally unresponsive the only time you ever get contacted from them is when they let you know that they are denying your claim this insurance is not only expensive it does not actually apply to anything outside of basically a death emergency
Would not recommend and would advise looking into other companies they can't be any worse than this one what a giant joke of a company take your money and run oh wait they already took my money
Healthy Paws - Healthy Paws Raised My Premium 300%
I’ve had Healthy Paws Pet Insurance since 2016 for my two cats, now ages 11 and 12. In July 2025, they notified me that I was receiving a 300% premium increase—from $86 to $257/month—despite minimal claims (not a single one paid out) and no chronic health issues at the time of the notification. When asked, Healthy Paws refused to explain how the increase was calculated, ignored their own rate filing, and later reduced my coverage from 80% reimbursement and $500 deductible to 60%/$1,000 without warning or approval. Very misleading and unfair for a plan advertised as covering pets for life. I have filed a complaint with the Department of Insurance and cancelled my plan. Save yourself the money - don't count on this plan to cover your aging pets.
Nationwide - DO NOT EVER USE NATIONWIDE FOR ANYTHING…
DO NOT EVER USE NATIONWIDE FOR ANYTHING ESPECIALLY PET INSURANCE!!! Garret has pet insurance with them through his job and we just got notice that they are canceling the policy for our dog and cat on December 1st due to "rising cost" and "inflation". I will never use them again and never ever recommend them to anyone and I urge anyone that has them to switch.
Spot - In general it seems like I'm paying a…
In general it seems like I'm paying a lot of money and not getting much back in reimbursement or benefits.
Pets Best - Twenty one days since my dog's…
Twenty one days since my dog's emergency visit and they just emailed me to tell me they needed more medical info from my Vet. This is taking much longer than it should.
Healthy Paws - HP pricing you out when your dog gets older.
I have had this insurance company for my 12 year old dog since she was 10 months old. I have had no claims or missed payments(132 of them). My payments were $69/month, then $139/month and this month $373!. Beware when you will probably need the insurance they are going to price you out of keeping it. It's cheaper to pay yourself since I'm sure they won't pay the whole bill anyway.
Embrace - Not trustworthy
Not trustworthy. Do not consider it insurance, more just a discount plan. They never pay their full share, and usually delay any partial payments well beyond what is normal or customary. Not sure how I didn't read the reviews before getting into a policy.
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