Hey guys , so this happends to me , My son was involve in an car accident last year (few months ago). He was driving his scooter to school on a traffic light he make an line change and got hit by a car(He is a Minor).After few days we got the police report saying that was my sons fault. Nearly January I receive an letter from NCS saying that I need to pay them 14k！The insurance of the other guy was nationwide. It was just a small accident so this looks not normal to me. Being an minor and on an scooter on his way to school hitting by a car was very stressful and know we need to pay over 14k out of my pocket. Just want to ask if NCS a scam? Should I pay the balance?

Is it even legal for Healthy Paws pet insurance to increase premiums at almost 200% in CA? This is outrageously high!! Anyone experiencing the same? #healthypawspetinsurance

Location: MI, USA Last month, I booked a round trip with Delta and the flight from Mumbai to Paris, operated by Air France was delayed by 2 hrs due to crew issues. I missed my delta connection from Paris to Detroit and they had no flights going to Detroit that day. I was given the option of either NY or Chicago and I opted for Chicago. Now when I boarded that flight, it got delayed by 3 hours. Wifi in the flight did not work. I missed my delta connection (again) from Chicago to Detroit. -The Mumbai flight crew lied that they would arrange an escort for all 15 odd passengers who have connections through security and ask AF to wait for 30 mins. They lied. AF said no such information was relayed but they did not even load our bags in the aircraft as they know we wont be making it on time. -I filled a complaint with delta —> Delta said reach out to Air france -I filed a complaint with Air France —> compensation rejected due to journeys begins and ends out of EU. [EC Regulation 261/2004] ( I don’t know how it makes sense) - I called customer service —> wont even let me talk to the refund team. When I was stuck in the second flight, I had a chat with customer service and they had offered me 100€ for the inconvenience (which I denied at that point), however now they claim I am not eligible for anything at all. How can I approach this problem?

Long story short, I recently got a grant for my son who has autism spectrum disorder and was able to find a provider who had social skills therapy for him. The grant will reimburse me costs 100% however they need a copy of the EOB. I found a provider who was out of network but was the only one offering this therapy in the time period I needed it. She was upfront saying that we would have to file our own claim which I have no problem with. She provided the superbill and all of the codes. Well today I logged into UHC to try to submit a mental health claim and the form is not available, then I called them and they told me that I cannot submit my own claim. I told them that my provider does not file claims but they were insistent on saying that the doctor would have to file them. Is this a common practice? I am just frustrated.

I was in a non injury auto collision accident with another vehicle. My car sustained much worse damage than the other car. I went to get an estimate at SHOP A and it's $3,000 to fix and only need 4 days. I then filed a claim through my Geico insurance. They say there is no fault on either party so we have to pay through our own coverage. Geico has set me up with their Auto Repair Xpress (ARX) locations. The ARX shop says it may take 2 weeks of back and forth with Geico to get my car back. And I'd need to get my own rental since my insurance doesn't cover rentals. My question is, can I use SHOP A and use Geico? Or do I have to go through ARX? How will Geico determine how much they will pay for if they don't inspect my car?

Taken place in TX with State Farm. Got rear ended. Driver claimed liability. Car is a total loss. Body shop is asking for $2100 and insurance is only willing to cover $1400 and the rest out of pocket. I don’t want to pay out of pocket or through my car settlement, how can I get them to cover the whole amount? I had a rental car for a few days up until I was notified my car was a total loss and insurance doesn’t cover for it after that so I returned it. Am I also able to get reimbursed for transportation i.e rental car or uber?

Hi all, I am looking for advice regarding my vehicle that was determined to be a total loss from a collision a couple months ago. It’s my first wreck and figuring out what to do every step of the way has been a total struggle. The communication between me, the insurance adjuster, and the shop has been absolutely terrible (with some information intentionally left out, it feels like) and I could use any help I can get. I’m in Oklahoma btw. A couple months ago my ‘08 Mercury Mariner was rear-ended. Her insurance company, State Farm, determined it to be a total loss and offered me $7000 for the vehicle or $5800 to retain it. The vehicle has sentimental value to me (was my grandma’s car) and only has 64,000 miles on it and since it’s been in the family so long I know its history (NO mechanical problems whatsoever) so I would really like to retain and repair it. The shop that did the estimate provided a quote of $5100 to repair it. The insurance adjuster said the title would be clean if I retain the vehicle. My main question is, if I put the full $5100 into repairing the vehicle and I get hit again, will I get less money from insurance since the vehicle was already a total loss at some point (even with a clean title)? The adjuster said that that wasn’t true but also said the car had to be repaired “back to brand new” which seems like an impossibility/possible loophole that can be used later if there’s another wreck. My brother thinks I should put as little money as possible into it so if I get hit again I can have some of that $5800 to put towards a new car. Like I said, total idiot when it comes to this kind of thing so any advice or clarification is welcome. Thank you in advance!

Hi! I'm 19 and I recently bought a car and got my license. I called up progressive for car insurance since most of my family is with them and they said that I would have to pay around 484$ a month for minimum liability coverage. This surprised me because the first time my siblings enrolled with them they paid a little over 200$ and that wasn't too long ago. My car isn't new either, it's a 2007 Honda Pilot. If anyone knows any better insurance companies who aren't as expensive please let me know!

I switched to an HMO plan, and all doctors at the practice I go to accept my insurance, including my PCP. However, the PCP I was seeing is relatively new, and because of that, they don't show up on the list of providers when I go to assign my PCP with my plan online. I remember having this issue a year ago when I tried seeing them for the first time (I wound up having to wait until my job gave me an EPO plan). I love my PCP, and don't want to have to choose a new one after being with them for a while. Is there anyway to get my insurance (Anthem) to update their list? Or would the doctor have to go through a process on their end?

Accident Location: USA, florida (my residence and my driver license is central usa) i once had a car accident while driving rental car in florida Rental car's insurance company charged me for Diminished Value and say if i don't pay that they will get to some florida state's govt agency and take away my driver's license. What are they saying basically and is this even possible? The car accident case was dismissed and i'm not guilty.