We live in LA and I've been looking at our homeowners insurance, which is through Bamboo. I fear that Bamboo is not great based on the fact that I've never heard of anyone else using it AND the reviews online are awful. I know so many companies no longer insurance LA... does anyone have recs? I've read about Amica, Chubb, Pure -- but they are more expensive (how much more)? Would love any advice!