I am saddened to write this review. Bivvy canceled our policy after we submitted several claims to them for our dog. She had a partial tear in her ACL. We took a holistic approach, purchased a brace, and took her to the vet for laser therapy and acupuncture. This saved Bivvy thousands of dollars they would have paid if we chose knee surgery for our dog. I was very delighted Bivvy covered the brace and treatments. But was very disappointed when they canceled Sadie's pet insurance. I recommend finding a more reliable pet insurance company with a long-term history of support for your fur babies. Sadie is now out of her brace and no longer needs treatments and her other knee has stayed strong and healthy.

I liked Bivvy while I had it. They paid the smaller claims when all I submitted was a receipt showing all the required info. But, when I submitted a larger claim, the receipt (3 pages with all required info) suddenly was not good enough and claim was denied. Bivvy stated they need a detailed invoice, which my vet does not use, and I was never required to have previously. I cancelled the policy the same day when I left a message with customer service... I did not receive a call back. Not worth the frustration.

I am glad there is an affordable wellness plan out there for customers. Now i need to find who accepts the plan.

For my sweet Gracie, the only claim I had to file was for treatment, euthanasia, and cremation in her last 36 hours of life. The deductible was taken out plus the copay. It was a great help during one of the worst experiences of my life. The responding email from Bivvy expressed condolences on my loss and was a sweet surprise and a comfort. My Sadie is 8 months, I’ve had her for 4. She’s already had 2 claims, one for an after hours emergency. My vet has more than doubled their emergency fee! It matched my deductible, but the rest was covered, except for my copay. It has been a very simple and quick process with my claims. I’ve looked at other pet insurance companies, and I simply can’t afford their premiums. As well, the negative reviews have been horrendous! And a lot require the deductible on every claim, and also raise premiums without notice! I’m a retired Paramedic with PTSD (Gracie was my service dog for nearly 10 of her 12 years), and hopefully Sadie will be as well. I am staying with Bivvy! I’ve been very happy with them so far! Especially during the loss of my Gracie.

Now that our dog is 12 they suddenly cancelled our insurance plan. They didn’t even give a reason. Just as of June it won’t renew. Beware if your dog is getting old

I was happy with this insurance and have been a customer for approximately 3 years. This year, my 7 year old goldendoodle had a injury to her back leg. Bivvy honored the contract, I met my deductible and had an easy reimbursement from Bivvy for their portion of the claim. One month later, I get a email saying they are dropping my dog for coverage for no reason. Now I can't get any other insurance on her because this would be a pre-existing condition. I would say, look elsewhere for your pet insurance.

I submitted a claim for a condition which symptoms first appears in March of 2021. My Bivvy policy started in October of 2020. Bivvy is saying this is a preexisting condition. The injury occurred 4 months after our policy started! Unbelievable. Total scam.

Bivvy cancelled my dog’s insurance at his one year mark. He’s getting older and he’s a big boy, so he’s been having some issues with his back hips and legs. Upon speaking with Bivvy they informed me if I can wait another month for surgery until he hit his one year mark, they would begin coverage for orthopedic conditions. So I waited the month, now coming up on his one year mark I went to schedule the appointment and found that his insurance would be cancelled at the one year mark. They suggested I move his coverage to spot and upon calling spot I was informed I would have to wait six months before orthopedic conditions are covered and because his has already been realized, it is pre-existing and will not be covered. So now I’m completely heartbroken and completely out of luck. I paid for this insurance for a year for nothing and now I have no choice but to pay for the surgery entirely out of pocket even though I did everything in my power to have insurance for him. Do not use this company they will screw you over.

My second claim. The first went fine and they sent checks. This time they tell me "the check is in the mail" and should take 7-10 days.....really? Very disappointed. We signed up for well care, they paid 80.00 for a 450.00 bill. 80.00 is 3 months of payment for Toby.

Their system lost my claims 10 of them. When I asked to resubmit. They told me it's too late to try again. If it was your system that screwed up. Why can't you fix it? Totally defeats the purpose of having insurance. Literally a years worth of claims down the drain.