Midland Funding LLC - Notice of filing of petition to revive judgment
Location: Winnebago County Illinois.
It's hard for me to know where to start with this. On April 3rd I received a letter that there is a petition to revive a judgment from 2009 for small claims. I want to know if there is anything I can do to fight this. or to have it denied.
Back in 2009 I woke up one day with a garnishment on my paycheck and found out that a company called Midland Funding LLC. placed a garnishment on my wages for a debt they claimed they were owed by me. When I reached out to the creditor, I was able to get some information and they served papers to an address I've never lived at and did not recognize to a person I do not know. I tried to explain to them that I do not recognize the debt and that it was fraudulent. They said it was too late and there was nothing that they would do about it. The garnishments would continue.
I was too broke to afford a lawyer even though they were taking between $50-$80 out of every check. It was still less every check than it would have cost me to get a lawyer, and I did not have any savings. I was in my late 20s and there was not a lot of information back in 2009 for legal support. I also did not have adults around me with experience or advice on what I should do. so being young and dumb I didn't pursue it after about 2013 the garnishments just stopped on their own. I still had the same job, and I figured they collected whatever they thought they were owed.
They sent me a notice that they filed a petition to revive and collect $2152.22.
What I have done so far:
I went to my county clerk's office online to look up the case. I did some Google searches that recommended I fill out what's called a response, explaining why I do not feel that this case should be revived and found some forms online.
If possible, I would like some guidance on how to best to fill out my response in a way that would give me the best chance of the judge denying their request, and how I would submit the forms to the court
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