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Insurance companies are constantly reviewing us. Are we too old? Do we live in the wrong place? Is our credit score high enough? Well, now it's time to turn the tables. Do you charge too much? Will you pay my claim quickly? Is your coverage worse than it seems? We can review you too.
Top Insurance Companies
Ranked by Complaint Relativity
DOCTORS CO 0.00
PROASSURANCE 0.00
LIBERTY MUTUAL 0.00
APOLLO GLOBAL MGMT 26.19
SENTRY 32.66
BCBS OF MI 40.72
Nationwide - Claim was not done correctly and…
Claim was not done correctly and process to review a claim is not straightforward or easy this should be able to be done via phone speaking to someone
Healthy Paws - I have been a customer for 5 years
I have been a customer for 5 years. We have never submitted a claim. My dog is about to turn 7 and they have now doubled my monthly fee. In order to stay insured they want $124.00 a month. Absolutely ridiculous. And now that my dog is 7 it's very difficult to get insurance. So basically, I have paid $3720.00 for nothing. If I continue with the insurance, I will be paying $1488 annually. I still have a $250 deductible, and the pet insurance only covers 80%. SO basically over 10 years I am paying Healthy Paws $10,260.00 for 80% coverage. I will take my chances next time.
Pets Best - Peace of Mind
I have had Pets Best for over 4 years. I never had pet insurance but got it when I got my greyhound. I initially picked Pets Best as they were partnered with Care Credit. She is very healthy and I have thankfully not had any issues with her health which makes me question the expense of pet insurance. However, I adopted a senior greyhound, who was re homed to me. I got a Pets Best policy on her and although it is very expensive due to her age, it has been a godsend. She was attacked and spent several days in the emergency vet to the tune of thousands of dollars. It was such a relief to have Pets Best reimburse the majority of the cost. As a former professional athlete, she benefits from acupuncture and laser therapy, Pets Best covers the majority of those costs. I am able to choose what coverage is right for each dog and when the Pets Best representatives have been very helpful in choosing coverage and giving payment options. Finally, Pets Best is usually very prompt with their explanation of benefits and payments.
Lemonade - Regretting Choosing Lemonade
I picked them because of the high ratings and price. After submitting two claims with them it has been nothing short of a scam. They conjure up the most ridiculous things to deny a claim and you can’t even speak to a live person to try and voice your opinion or attempt to prove that their information is blatantly false and nefarious. It is a frustrating merry go round of lies. I’ve given up. And now my dog needs to see a specialist and may need surgery and I have no insurance and now he will be considered to have an underlying condition that won’t be covered by a new carrier. I despise this company
Nationwide - Nationwide is not on your side!
Nationwide is not on your side! We've been with nationwide for 5 years, since my dog was a puppy. We had an excellent policy, 90% reimbursement, which we paid an arm and a leg for! They decided these policies wasnt in their best interest anymore and are taking them away from everyone who had it. They downgraded our policy extremely! Now we are most likely screwed since no insurance will cover pre existing conditions! So a big f u to nationwide! Save yourself and find a better pet insurance
Nationwide - I called because the website wasn't…
I called because the website wasn't accepting my payment. The representative I spoke to also couldn't get it working so he told me Id get an email by Monday (this was on a Friday)... No email. I called and left three voice messages for him and no return call. I finally called and another representative told me that the file had been closed! I didn't have time to go through the entire process again at that time. This had been two weeks already. So, I finally got a nice representative who walked me through all of it. I had told him that had I not been referred by three different people, I never would have continued trying to get insurance from your company. In any event, Ken (at extension 6217) was lovely and he was able to assist me. Today I just received a letter stating that my new puppy is insured. I paid an entire year up front and now I feel more satisfied.
AKC - Reimbursement plans
This is NOT about any specific insurance Co. Regardless of how good a pet insurance Co. is and how well it pays claims, due to the greed of veterinarians who cannot wait a few days for insurance to pay them directly even upon agreement, but would rather let the pet die, run away from any insurance that does not pay immediately on the spot, unless you plan to use it for charges you can afford yourself. For true unexpected emergencies as critical surgeries followed by pertinent in-patient stays/treatments that can't wait, you will be throwing money away even with backup from cards as Care Credit which don't offer the majority as many thousands as are now required upfront, at the clinic.
If vets had a different perspective on the way they look at urgent life-saving treatments and at their patients, this type of insurance would surely work.
Fetch Canada - Fetch is nothing but thieves
They canceled my policy and sent me an email stating this, yet they continue to steal money from my account for the last 3 months.
Fetch pet insurance are nothing but con-artists and thieves!!
Avoid at all costs!!
They were not letters stating my payment method had expired as they say. The email i received stated my account was CANCELLED!! Yet they continued to take money from my account which would be impossible if my payment method was not working!
Spot - Prompt response but
Prompt response, but it asked for prior info and documents that were not part of the initial claim requirements.
ASPCA - This is a horrible pet insurance…
This is a horrible pet insurance company. Refuses to cover procedures that are listed as being covered in documentation. Lied about contacting our vets office. Have requested a supervisor to call us back three or four days in a row with no return phone calls whatsoever. Don’t waste your money, take the money you would spend monthly and save it and use that towards your vet bills instead.
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