I’m 23 buying my first car. It’s a generic 2007 Pontiac wave and I want to do uber eats with it. I got a quote from Intact and he said it would be $800 down and $500 and change a month. This feels insanely high, even for commercial insurance. Any advice? Edit: I am a new driver so i understand it’s going to be a bit higher.

I hit a deer in August. Geico totalled the truck when the repair costs were $7263 and they valued my truck at $12,043. That is only 60% of the value of the truck, and half of the estimated repair cost was paint. I had the vehicle repaired by October. Geico told me I need to submit a physical copy of the salvage title application. I asked multiple times if i could submit it via pdf but they said no. I submitted the application in September, and never heard anything back. By December I reached out to the DMV about it and they said they had contacted Geico November 6th saying my application was denied because it was handwritten. Geico never reached out to me about this, and at this point I had been out of a vehicle for 4 months. They offered no compensation at all. No rental car. As of March 13th I still have not been able to get the truck on the road. Everyone in my life knows that this has beaten me to death emotionally and mentally. I believe Geico totaled my vehicle unfairly, and then made the rest of the process incredibly difficult. This has cost me a lot of money and has stressed me out more than anything I have ever experienced.

When I turned 18 I too out a universal life insurance policy with State Farm. I took a “loan” out on my policy to pay for school loans when I was about 24. Since then I fell behind in paying back the money and the policy itself. I was unaware and uneducated on the whole process when I borrowed the money. Does anyone know if the policy is canceled, do I still owe what I borrowed? Or not considering it was money I had already paid towards my own policy. It’s crazy that we have to pay back what in reality is out money.

I was in a car accident other driver t boned me they ran a red light stated in police report today I got a denial letter from their insurance saying their party isn't at fault they said their driver states their light was green even though on police report states other also witness statement said my light was green and she ran red light unsure what to do I have liability unfortunately. In VA I want to sue her I just don't know where to start I suffered a concussion my son suffered minor injuries but we do have 5K in medical bills my car was towed which tow company took possession since I didn't pay to take it out they auctioned it off.

I have had embrace for 10 years on my dog and cage and have had claims and have a 90% Reimbursement Rate they are awesome . Over the years rate increase were always as expected .I just got my Renewal and it sky rocketed from $220 a month to $340! Any one else experiencing a dramatic rate increase?

We were rear ended by an uninsured driver. Had to file with our provider which is USAA. Today we got the repair estimate and the car is being deemed a total loss. All it needs is a new rear bumper and an exhaust. Repairs after our deductible are $700ish. Looks like the payment to us is $280. We're freaking out a bit. His car is older. It's a 2010 Foed Escape with 150k miles. We knew it wouldn't be worth much but $280? After searching around in our area, they are going for around $3k. Is there anyway for us to keep it and fix it ourselves? My husband is a mechanic and can get all this fixed for less than $700 easily is there anyway to do this without getting a salvaged title? If not, what are our options with insurance coverage moving forward? We cannot afford to buy another car right now.

Alright here's whats going on Been licensed since 2021 Got into first accident (at fault) in november of 2022 Got into accident last month (feburary 2025) Before the 2025 accident I was with Wawanesa and was paying I believe $350 a month for insurance but they just dropped me. Things are generally close by so I was planning on just lasting out on a Non-owner's policy until insurance becomes affordable (I'm guessing nov/dec since the 2022 accident will be 3 years old then) but I'm curious if anyone has any other suggestions. I looked in to pay-per-mile insurance but it doesn't seem like there is anyone offering it here in California. Any help is appreciated.

Back in 2023/2024 we had a tree brand fall on the A frame of our Highlander. We called state farm, they decided after an assessment a repair would do the trick. They wouldn’t let us use Toyota without paying 50% out of pocket. So we ended up using their preferred shop. Long story short, the replaced the windshield and “repaired” the A frame. It was still leaking and we went back, they “repaired it again” and it was fine (minus the water stains on the head liner). It’s been about 16 months or so, and it is leaking again. No additional accidents or anything. My wife and I are incredible tired of dealing with this. Anyone have any tips on dealing with state farm for this situation? The value of the Highlander went down 10K just from the accident alone which is crazy state farm wouldn’t give us compensation for(IMO). We honestly would prefer to have a new Camry or something at this point and not worry about mold, stains, or possible leaks again. TIA.

Just a little PSA for people who weren't aware, when you move you may lose access to your old policy. I've had my policy for 2 years and in that time one of my cats turned 15. because I'm moving, they are charging me a deductible again and also won't cover my cat on the same plan anymore due to age. I'm going from 80% coverage on an unlimited amount to a cap of $2,500. in a HCOL area. I'm obviously devastated but just wanted to share. might have chosen a different place to live if I'd known how screwed I would be.