Well I have had pet plan for 2 years paid all my routine visits myself and have needed it just once. In order to be paid I have to go back to the vet and get all my dogs records since she was born. Then there is a deductible. I have paid 75 dollars a month for two years and my dog became ill so I took her to the vet. She is fine no thank God but considering I have given petplan 1800 dollars over the course of 2 years I don t feel I should be put through the ringer over 80% of a 500 dollar bill.

Based on a lot of reviews, these people seem to be just be about money. I had 2 fraudulent charges from them on my card, I guess someone used my card, no clue. I had other charges, like for some place called SitterCity. SitterCity helped me with my refund, got me my cash back and then I never got a recurring charge again, because these are monthly charges apparently. With PetPlan, I ended up getting 2 fraudulent charges, because I didn't get to my new card in time and I didn't realize the charges were monthly recurring charges, for a little while. PetPlan basically just said they couldn't do anything for me at all and then what annoyed me also, is that they didn't even bother to answer my second e-mail, responding to them.

Worst customer experience I’ve ever had. I filed a claim for a diagnostic visit to a specialist recommended by my vet for my 18mo puppy. During the 6-week-long saga of trying to get this $1100 claim addressed, here’s what happened:

I have been holding this story inside for 6 months, I did post on one FB Board. This is my FYI if your claim was denied, and you feel that you are right, make sure your paperwork is right, and Fight, I WON AND IT TOOK ME 6 MONTHS. Here is my story.

After much research I chose PetPlan for pet insurance on our Lab puppy last October. The plan coverage was excellent and the premium was competitive. Now, one year later I just received the renewal with a 55% increase in the premium. I called to discuss why such a drastic increase and the rep basically said that is just what it is and if I wanted a lower premium they could offer a different plan with less coverage. I am writing this review to warn anyone considering PetPlan that they use bait and switch tactics to get you signed up then bury your new plan renewal in the app so you don't notice it until your plan is automatically renewed for a year. Poor business practice, PetPlan, you can do better than that!

Is the worst insurance in the world.

Looking at the grievances from Petplan customers it seems like a lot of us have experienced the exact same thing. Although I had a very good experience with Healthy Paws in the past, in this Covid economy I had to go with the cheapest rate when I was shopping around for an insurance for my new rescue dog so I chose Petplan. Their rate came out way cheaper than all the other companies.

Save your money. Despite spending $1200.00 per year for insurance, Petplan finds a way to deny submitted claims. Recently submitted multiple claims for an ailment documented by my vet as unrelated to any previous condition. Petplan decided the ailment was a pre-condition and denied the claim. Asked the supervisor Don to kindly speak with my vet for a clearer explanation…obnoxiously declined. Found plan to be obstructive and self serving.

We have a puppy that has allergies. So we took her to the Vet and he gave her a shot and prescription to treat the problem. Petplan Pet Insurance spends more time avoiding the claim and keeps requesting more and more ridiculous records. This is NOT the first pet that we had insured, so will be cancelling our insurance and going elsewhere.

UPDATE TO PETPLAN'S RESPONSE: I did call to discuss my other options and if I wanted to keep my monthly payments at $149 per month they would only provide me with a total of $4,000 annually of reimbursement vs. the $15,000 I had for the years prior. Why would I pay them almost $2000 a year for only $4000 in coverage? Petplan also doesn't reimburse you for 100% of your veterinary bills and are nickel and dime-ing you over what is covered. I repeat: Do not waste your money on this horrible company!