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Aviva - Looking to get a fleet policy for 4 cars
Firstly I appreciate any insight into this matter as it can be a minefield I know!
I’m looking to insure myself (m34) and partners (f30) 4 vehicles, we reside on a non working farm in West Yorkshire but will soon be moving to a similar setup in north wales.
Could anyone recommend a solid company to go with please?
Also open to the possibility of becoming a Ltd company once we move as we will be running a small business from the farm if that helps the situation at all.
we have dealt with aviva in the past and they have always been a struggle when it comes to claims.
Thanks 🙏
insurance company - I need legal advice after having a wreck
Location: Oklahoma
I need some advice and around march I had a bad wreck and totaled my vehicle . I still owe money on my vehicle loan that I don’t have right now, and my insurance company is stating that I need to pay off the loan or give them my vehicle back. The body shop said I did roughly $9000 in damages. But I had 2 different mechanic friends say that they can fix it for $1000 to $2500 max. My plan was buy the vehicle back and get it fixed for around what my friends told me. My insurance company is telling me that I need to pay the loan off or give vehicle back to them before they do anything. I would really like to keep the vehicle and fix it. It seems shady that it would have to go to an impound. What do I do? I have the vehicle at my home right now and I don’t have the funds to pay to have it towed an hour away or an hour back.
Geico - Reimbursed after spending out of pocket for an auto body claim?
Hi all,
Just got my car back from a shop. Took over a month after multiple supplements and back and forth between geico and the shop. Geico ended up being $1000 short still from what the shop wanted and I ended up paying out of pocket to get my car back.
Geico said they would not reimburse me (when I brought it up), however after some research and speaking with some on reddit and the shop, they state geico will reimburse me bc of my policy with them.
Can anyone provide any insight or guidance in how to proceed if this is true? Thank you
Metlife - Metlife is quiet possible the WORST pet insurance we have ever had (more in comments)
Costco Travel - Bought tickets to Canada before things got bad. My wife is a green card holder.
Location: Tennessee
My wife (German) and I (US) bought tickets from the US to Canada with Costco Travel before things got rough. My wife still has her maiden name on her passport and my last name on her green card. We have both abided by the law and have no criminal history.
It is a bit scary seeing Germans and other EU citizens detained in such traumatic ways, and I do not want my wife going through the same process. We cannot get our money back as the insurance does not offer refunds and Costco cannot offer any refunds on anything but Air Canada flights, which must have an end destination in Canada.
Right now, I have a few options, but I would love to see what type of risk we would be taking here if we decided to go anyway. We really can’t afford to throw away that money, and it might be the risk is rather low.
1. I am contacting the German embassy to make a statement on her passport in relation to her green card.
2. I am contacting my credit card company to see if get a refund. I know some offer travel benefits and protection.
3. Get the refund for Air Canada and use those credits for visiting my wife’s family later through Canada. The downside is I would have to buy more flight tickets in a recessionary environment.
We would love to change it to a domestic trip, but is there anything I can do to get my money back or make it safer to travel to Canada and back into the US
State Farm - Ohio roof damage
I live in Ohio and have State Farm for my homeowners policy. My roof was damaged by wind end of September 2024 and siding was torn off my house. I also have water damage inside my home. I had a contractor out and State Farm had their contractor out to assess damage. I have a $6k deductible and State Farm deemed it was repairable. Payout is $4k but I appealed because of the matching code in Ohio and I don’t agree the roofing repairs will match my current roof. In the meantime, another storm passed through and now shingles are flying off my house. I am 20 years in on a 30 year shingle. State Farm wants me to file a new claim, and a new $6k deductible. I believe they should have covered it from the beginning. Now what do I do?
UnitedHealthcare - High mammogram bill from UH
I have a high deductible UnitedHealthcare plan through work and my primary care doc referred me to a local radiology clinic for a mammogram and ultrasound for a lump in my armpit (everything turned out okay). I got the bill the other day and almost choked, $635! I called UH and they said since it was billed as diagnostic and they don't offer any discounts, they only paid about $50 and I paid the rest, essentially it barely mattered that I had insurance. I am 35 so they aren't covered yet as preventative.
Should I appeal this? It's so much money after being laid off for 7 months before.
Allstate - Insurance trying to charge me rental?
Background: my car was hit in a parking lot 2 months ago. The auto body shop determined car is not repairable. Allstate claims it is. DOI complaint has been filed and I proceeded with claim with my own insurance company. Now Allstate wants me to pay them back for the rental they were providing. Is this allowed? Can they charge me??
Bamboo - SoCal Residents -- What homeowners insurance do you have?
We live in LA and I've been looking at our homeowners insurance, which is through Bamboo. I fear that Bamboo is not great based on the fact that I've never heard of anyone else using it AND the reviews online are awful.
I know so many companies no longer insurance LA... does anyone have recs? I've read about Amica, Chubb, Pure -- but they are more expensive (how much more)?
Would love any advice!
State Farm - At-fault party’s insurance asking for blanket release?
I was involved in a multi-vehicle accident almost two years ago. As the statute of limitations nears, State Farm who insured the at-fault party reached out asking for a blanket release of medical, work, and school records for a bodily injury claim. I’m obviously not signing that.
My insurance already paid the only medical bill I had related to the accident directly and seems to have collected money for the vehicle and related expenses from State Farm. Am I obligated to provide State Farm any other documentation for the claims that have already been paid? Want to put this saga to rest for good.
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