I filed three claims with Odie over a month ago. Thankfully, they were all approved. I requested direct deposit for reimbursement. This was on Monday. Today is Friday and I haven't received anything. ManyPets used to pay with 24-48 hours after approval. Anyone have any experience with Odie? How long does it take them to reimburse?

My insurance denied two claims. I appealed it and they denied my appeal. I received a letter letting me know I can request an external appeal through my employer. I submitted a letter, signed doctor's letter of medical necessity, signed medical records release form and a few clinical studies showing effectiveness of treatment. I received a letter in the mail today from Network Medical Review Co. The letter states: NMR has received a request for external review and has been notified from the plan that the request is eligible. NMR has accepted the request for external review. You, the claimant, may submit in writing to NMR, within 10 business days following the date of receipt of this notice, any additional information that you wish NMR to consider in reviewing your claim. NMR will review all of the information and documents timely received, and will provide written notice within 45 days after NMR receives the request for the external review. I'm not sure if my employer would send everything that was sent to them or if I have to send everything all over again. I sent them the original doctors letter of medical necessity so all I have is a copy.

I purchased Lemonade insurance for my mother’s dog last year because she thought he was having seizures. However he wasn’t. I put his age as the same as my dog. Because that is what I truly thought it was and he’s actually 8. Back story we “inherited” him and really didn’t know his age so truly was a guess. Anyways fast forward to this past week. He became very ill and has had to spend the last 3+days in the emergency vet cost approx 7k and now I’m have a full blown panic that because the ages don’t align they going to completely null and void my policy and not cover any of his medical bills

I had to get ambulance twice between that time my job switched insurance company. Incident was in 4/2024 while I had old insurance, I just got an invoice this January. First notice, now I have new insurance and they aren’t covering it but I have one from January and my new insurance is covering. How do I go about this? I should have been got an invoice from the last year event that happens all the way in April, and just got both because I had an incident in January of the new year.

hi! very new to the world of insurance. i just got my permit and bought my own car, im 22 and trying to speed up this process because not being licensed or having a car is making my wallet take a HIT. *(i learned how to drive and got a permit when i was 16, never got a car/license due to covid, turned 21 and decided just not to renew the permit because i assumed id never need it)* i just bought my car last week, my dad is currently fixing it, just need to replace the solenoid. and then i'll be driving around and brushing up on my skills. all that annoying backstory aside, i'm trying to get an auto ins quote and cannot find anywhere to get one, tried geico and they won't give me a quote of how much id pay monthly, just how much id pay the day i signed up. tried progressive and got absolutely jack. i just want somewhere i can find out roughly how much id be paying, my dad said there's dozens of sites where you can find a quick ballpark quote and i can't seem to find a single one, help?

Progressive, Northern California, 5 driver/5 car policy. I’m mostly remote now at work and sold my car for a local commuter. With the new car, my annual mileage estimate went down by 5k miles per year. The car is dirt cheap, so I opted for liability only coverage. I thought I was going to save $1000 per year, but my rates stayed almost the exact same. What’s going on here? Would talking to an agent on the phone change anything?

Basically, they screwed me over on an accident, failed to defend me when I was clearly not at fault, even according to the law. Showed law to the adjuster. Adjuster said "There is nothing you can do, or show me that will make me reconsider my decision." I said "even the law, sir?" He said "Nothing." Then tried to get my claim file a couple years after the fact, and they essentially denied me access and blocked my access to my online account by changing something in my name and changing my DOB. Filed for breach of contract, and their lawyer answered claim saying "he's not our customer", trying to pin it on the underwriter, who, as it turns out, isn't even the real underwriter! It's a fronting arrangement with multiple layers of shell companies.......totally not transparent. Complaint to DOI has been under review, but way past deadline for response or resolution. This is gonna be a fun project. Anybody run into something like this before?

I have aetna cvs hmo. On the app it says I spent zero towards my out of pocket max which is not true since I went to an in network urgent care yesterday and spent $5 for my copay! Once the out of pocket max is met, then insurance covers all medical costs. Also when it says that my insurance will cover 100 percent for all medical services that are covered..when it says covered does that mean covered as in network providers?

My car was damaged and repaired at an ICBC accredited shop. I got my vehicle back and immediately noticed it wasn't repaired correctly. I couldn't bring it back to the first shop again because I immigrated to the USA. ICBC allowed me to bring it into a Nissan dealership in the US to have it repaired. The damage was done to one side of my vehicle- the control arm and strut were damaged. Nissan repaired BOTH sides of my control arm and struts because they said it was needed so the car would drive correctly. ICBC is now saying they'll only pay for the one side of repair where the damage was done- saying they're only responsible for repairing the damage. Is this true? I thought they'd be responsible for insuring the car was drivable again.

We’ve had Haalthy Paws since my two dogs were puppies. One is now 11 and one is 7 or 8. I just got this email that our monthly premium is increasing to $650 a month!!!! We can’t switch — they have preexisting conditions. This feels predatory. Is this legal? Has anyone successfully negotiated this?